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AMFI Registered · ARN-344421

Grow Your
Wealth
With Confidence

Engineered for your Growth

Expert guidance in Mutual Funds, PMS and SIF — personalised for every investor in Tirupati and Bangalore.

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Obul Naidu Mulakala
Founder · Certified Expert
AMFI-Registered MF Distributor
Mutual Funds · PMS · SIF
Tirupati & Bangalore
ARN Number
344421
Status
● Active
2
Cities Served
6+
Fund Categories
100%
AMFI Certified
Free
First Consultation
Why Investors Come to Us

Are you making these
investing mistakes?

Most investors struggle silently with these problems. We solve every one of them — for free.

🚫 Without Vyahruthi
😵
No Retirement Plan
Spending everything today, leaving nothing for tomorrow. Retirement feels distant — until it is too late.
😱
Wrong Products Sold to You
Agents sell high-commission LIC or ULIP plans that do not serve your actual wealth goals.
😞
Money Sitting in FD or Savings
Bank FD at 6.5% vs inflation at 6% gives near-zero real returns. Your money is not growing.
😨
Paying Too Much Tax
Missing Section 80C deductions. Losing ₹46,800 every year that you could legally save.
🤯
Confused by Too Many Options
10,000+ mutual fund schemes. No idea which one is right for you. Analysis paralysis sets in.
✓ With Vyahruthi Wealth
🎯
Personalised Retirement Plan
We calculate exactly how much you need and build a SIP plan so you retire comfortably on schedule.
🛡
Only Goal-Aligned Products
AMFI-registered, we recommend only what is best for you — never based on commission.
📈
Market-Linked Returns of 12%+
SIP in equity funds has historically delivered 12–15% annually over the long term. Beat inflation confidently.
💰
Save ₹46,800 in Tax Legally
We set up ELSS funds that save your full 80C limit while also growing your wealth simultaneously.
😎
We Pick the Right Fund for You
One free consultation. We analyse your goals, income and risk appetite and recommend the perfect fund.
Get Free Financial Checkup →
What We Offer

Services for every goal

Click any category below to explore fund types and what they offer.

🛡
Debt Funds
Invest in bonds, government securities and fixed-income instruments. Safe, predictable returns better than FD.
Ideal For
Conservative investors • Short-term goals • Retirees • Emergency corpus
Hybrid Funds
Best of both worlds — equity growth combined with debt stability. Ideal for moderate risk investors who want balance.
Ideal For
Moderate risk • 3–5 year horizon • First-time investors
💰
ELSS & Tax Saving
Equity Linked Savings Scheme — the only mutual fund with 80C tax benefit. Save tax AND grow wealth simultaneously.
Ideal For
Salaried investors • Tax saving • 3-year lock-in • Equity returns
🌎
International Funds
Diversify beyond India and invest in global giants like Apple, Google, Amazon. Benefit from USD appreciation.
Ideal For
Diversification seekers • NRIs • USD hedge • Tech sector exposure
👑
PMS & SIF
Portfolio Management Services and Specialised Investment Funds — exclusively for HNI investors seeking bespoke wealth strategies.
Ideal For
HNI clients • Min ₹50L investment • Custom portfolio • Active management
Plan Your Future

SIP Calculator

Calculate Your Returns
Monthly Investment ₹5,000
Expected Return Rate 12%
Time Period 10 Years
Total Corpus
₹11.6L
Estimated maturity amount
Amount Invested
₹6.0L
Gains Earned
₹5.6L
Plan Ahead

Retirement Calculator

Find out exactly how much you need to save every month to retire comfortably.

Current Age 30 Years
Retirement Age 60 Years
Monthly Expenses Today ₹30,000
Expected Inflation Rate 6%
Expected Investment Return 13%
Corpus Needed at Retirement
₹3.2Cr
To sustain your lifestyle after retirement
Years to Retirement30 Years
Monthly Expenses at Retirement₹1,72,304
SIP Needed per Month₹8,200
Smart Fund Finder

Which fund is right for you?

Answer 3 quick questions and get a personalised fund recommendation in seconds.

1
2
3
What is your primary investment goal?
Choose the one that matches your priority right now.
🌟
Your Recommended Portfolio
Based on your answers, here is the ideal fund mix for you.
Suggested Allocation
Who We Serve

Built for every investor

From first-time investors to seasoned wealth builders — we have the right plan for every stage of life.

💼
Salaried Professionals
SIPs, tax saving and retirement planning from your monthly salary.
🏢
Business Owners
Deploy business surplus smartly through goal-aligned portfolios.
🏠
Homemakers
Small SIPs from household savings to secure your family's future.
🌅
Retirees
Capital preservation and regular income through safe debt funds.
🌟
Young Earners
Start your first SIP and harness the power of compounding early.
NRIs
NRI-compliant mutual fund investments back home in India.
Client Stories

What our clients say

Real experiences from investors we've helped grow their wealth.

★★★★★
"Obul Naidu guided me to start my first SIP. Very patient, explained everything clearly. My portfolio has grown well in just 2 years. Highly recommended!"
R
Ravi Kumar
Tirupati · Salaried Professional
★★★★★
"I was hesitant about mutual funds but Vyahruthi Wealth Service made it simple. Started with ₹2,000/month SIP. Very trustworthy and always available."
S
Sunitha Reddy
Tirupati · Homemaker
★★★★★
"Professional service, personalised advice. Helped me save tax through ELSS and also grow wealth simultaneously. Best financial decision I made!"
V
Venkat Prasad
Bangalore · IT Professional
Why Choose Us

What sets us apart

Personalised, Not Generic
Every portfolio is built around your specific goals, income and risk tolerance — never a one-size-fits-all template.
AMFI Certified & Trustworthy
Officially registered distributor (ARN-344421) — regulated, accountable and committed to your best interest.
Local Presence, Wide Reach
With presence in Tirupati and Bangalore, we understand local investor needs while providing access to the best funds.
Long-Term Partnership
We build lasting relationships, reviewing and rebalancing your portfolio as your life goals evolve over time.
Common Questions

Frequently Asked Questions

You can start a SIP with as little as ₹500 per month. There is no maximum limit. We recommend starting small and increasing your SIP amount as your income grows over time.

Mutual Funds are regulated by SEBI (Securities and Exchange Board of India) and are one of the most transparent investment options. While market-linked returns are not guaranteed, long-term SIPs have historically delivered strong returns. Your money is held by the fund house — not by us — ensuring complete safety.

No — our consultation is completely FREE. As an AMFI-registered distributor, we earn commission from fund houses when you invest. There are no hidden charges or advisory fees charged to you directly.

Simply WhatsApp us or fill the contact form. We will schedule a free consultation, understand your goals and risk profile, and recommend the most suitable funds. KYC can be done completely online from your home — no paperwork or office visit required.

Most mutual funds are open-ended and allow you to withdraw anytime. ELSS (tax-saving) funds have a 3-year lock-in period. Withdrawals are typically processed within 1-3 business days and the money is credited to your bank account directly.

SIP (Systematic Investment Plan) means investing a fixed amount every month — it reduces risk through rupee cost averaging and is ideal for salaried individuals. Lump Sum is investing a large amount at once — suitable when you have surplus cash like a bonus or inheritance. We recommend SIP for most investors.

Our Presence

Serving investors across two cities

TRP
Home Base
Tirupati

Deeply rooted in Tirupati, we serve individuals, traders, business families and professionals across the city and surrounding Chittoor district. Walk-in consultations available.

BLR
Expanding
Bangalore

Serving IT professionals, startup employees, NRIs and HNI clients in Bangalore with goal-based wealth planning and high-value investment solutions.

Get In Touch
Let's start your
wealth journey
Ready to invest? Fill the form or reach out directly. We'll get back to you within a few hours.
WhatsApp / Call
+91 81429 44401
Email
Locations
Tirupati & Bangalore
AMFI Registered · ARN-344421
Free Consultation
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© 2025 Vyahruthi Wealth Service · vyahruthiwealth.in
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.